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the most useful money thing i ever did was stop relying on myself to remember i have adhd. if something needs me to log in every week and "stay disciplined," it's not happening. so i built a setup where the discipline is baked in and i barely touch it savings, investing, debt payoff, all automated and running in the background. i pick my own stocks on robinhood for fun, fidelity does the hands-off investing, my 401k goes through empower, and changed automates my credit card debt by rounding up what i'm already spending and putting the change toward what i owe. the only thing i actually sit down and do is my budget. 30 mins on a sunday, pen and paper and my notes app. that's it none of it needs willpower. i set it up once and let it run. #ChangedApp #DebtFree #Automations