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Retirement is supposed to be the reward. Not the part where you lie awake wondering if your money will last. For a lot of people approaching retirement, that's exactly what it feels like. The market moves up and down. Expenses keep rising. And the fear of outliving your savings is very real. Here's the thing most people don't know: there's more than one type of annuity, and they work very differently from each other. Some are designed to protect your principal from market downturns. Some are designed to generate income that lasts as long as you do. Some are designed to grow your savings on a tax-deferred basis. The right one depends entirely on your situation — your age, your goals, how much you have saved, and what matters most to you in retirement. That's exactly what this free quiz is designed to figure out. A few simple questions. About 2 minutes of your time. And a clear picture of which annuity option fits your retirement. Take the free quiz to see the right annuity for you.