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Term Insurance at 40–50? ❌ Think Again. The younger and healthier you are, the earlier you should consider getting term insurance—because premiums are more affordable at a younger age. But the bigger question is: How much cover do you actually need? Two simple ways to estimate it: 1. Annual Income × Remaining Earning Years 2. Liabilities + Future Financial Goals & Expenses Because term insurance isn’t just about buying a policy—it’s about making sure your family has enough financial protection when they need it the most. Watch the reel to understand the calculation with simple examples. Save it, share it, and don’t wait for “the right time” to protect your family. For more details on ICICI Pru iProtect Smart Plus, link in bio. Terms, conditions, eligibility and premium rates apply. Please refer to the insurer’s policy documents for complete details. #TermInsurance #LifeInsurance #InsurancePlanning #IciciPru #iProtectSmartPlus