Ad copy

$500k+ mortgage and the same bank for five years? You are almost certainly paying a loyalty surcharge. The sharp rates and the cashbacks go to new customers. Loyal customers get the standard offer and a thank-you email. On a $700,000 mortgage, four tenths of a percent is about $2,800 a year, or $5,600 across a two year fix. That gap is the loyalty tax. Refinancing is how you stop paying it. We will show you how your rate stacks up against what the market is actually offering. Eight quick questions. Then one of us rings to go through what it would take.