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💸 Starting at 6.49% Var. APR¹ 💸 Unlimited 2% Cash Back² 💸 Limits up to $400k 💸 Unlock your Home Equity 1. For disclosures and more information, visit aven.com/join/#footnote_1 2. You will earn 2 Points per $1 spent on Net Eligible Purchases (with AutoPay on). If AutoPay is off you will earn 1.5 Points. Cash back subject to change. See Cash Back Terms & Conditions for details. Some restrictions apply. Comparison reflects typical conventional HELOC processes. Industry sources report HELOCs generally take 30–45 days to close and require extensive documentation, including multiple years of income, asset, and property records plus an appraisal (LendEDU, "Home Equity Loan and HELOC Closing Process," lendedu.com, updated Apr. 2026; LendEDU, "What Documents Do I Need to Apply for a HELOC?," lendedu.com, updated Mar. 2026; CBS News MoneyWatch, "Can you close on a HELOC in less than two weeks?," cbsnews.com, Jul. 2025). Aven approval and funding times vary by applicant; "approvals as fast as 15 minutes" and "funds in as few as 3 days" are not typical for all customers. Aven accounts are arranged by Aven Financial, Inc., dba Aven (or AvenCard in AR, ID, and PA). NMLS #2042345. See aven.com/licenses for licensing info. Aven accounts are issued and held by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289. Aven cards are issued pursuant to a license from Visa U.S.A., Inc. Coastal Community Bank's privacy policy. For additional information or to submit complaints to Coastal Community Bank, visit www.federalreserveconsumerhelp.gov.