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Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities. There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives. Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges. Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.