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Most rental property lenders are asking the wrong question. They are not asking whether the property is or will be profitable. They are asking whether your tax returns look the right way. Whether your W2 reflects enough income. Whether your LLC structure fits their checklist. None of that tells them if the deal cash flows or not. Our DSCR financing structures ask the right question… If the property earns enough to support the loan it qualifies. Your personal income documentation does not enter the conversation. 🔹 Property-based qualification on rental income performance 🔹 No tax returns. No W2s. No personal income docs 🔹 Purchase up to 85% LTV. Cash-out up to 80% LTV 🔹 LLC closings accepted The right financing structure starts with the right question. 👉 Get Quote: https://convoyfunding.com/ Non-owner occupied 1–4 unit properties only. Minimum 640 FICO. Minimum loan amount $150K. Rates shown as low as 5.375% (5.978% APR) for qualified scenarios. Not all borrowers will qualify. Subject to credit approval and state availability. NMLS# 1023959 & 2130517.
Are You Qualifying Your Rental on What It Earns or What You Earn on Paper?
DSCR Purchase and Refinance Financing for 1–4 Unit Investors
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