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Bank Yew

Bank Yew Facebook ad: “Same Salary, Different Approval”

Running for 93 days since July 4, 2026. Crush last saw it on October 5, 2026.

Run by Bank Yew on Facebook. Crush is not the advertiser and does not verify its claims. See this ad in Meta's Ad Library(opens in a new tab)

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About this ad

Meta Ad Library ID
1370678824946097
Platforms
Facebook and Instagram
Relaunches
1

How we count

Ad text

Same salary. Same job. One person gets approved for a RM600,000 property. The other gets rejected. Why? Most Malaysians think property loan rejection is only about income. But very often, the real issue is something the bank looks at closely: DSR — Debt Service Ratio. Your DSR is how the bank compares your monthly commitments against your income. Car loan. Credit cards. PTPTN. Existing housing loan. Personal loan. Other commitments. If your commitments are too high, your loan may become harder to approve — even if your salary looks good on paper. And this is where many people get stuck. They earn decent income… But they don’t understand how banks calculate borrowing power. They don’t know how rental income can affect DSR. They don’t know why some investors can continue buying property after property, while others get stuck after the first one. Same banks. Same country. Different financial knowledge. Bank Yew built a RM3.5 million property portfolio across 7 properties — and he says understanding DSR was one of the key things that helped him structure his property journey better. Inside this FREE 2-hour live educational session, Bank Yew will explain how Malaysian property financing and DSR actually work, so you can understand what banks look at before you buy your first or next property. No payment. No pressure. Just property education. Learn more here: https://lp.propertysuccessworkshop.com/rare-opportunity Approval is subject to bank assessment and individual financial profile.

lp.propertysuccessworkshop.com

Same Salary, Different Approval

Learn more: lp.propertysuccessworkshop.com(opens in a new tab)

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