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Higher excess, or lower? There is no universal right answer, only the one that fits your finances. A higher excess usually means a lower monthly premium, but more to pay when you claim. A lower excess costs more each month, with less out of pocket at claim stage. Higher excess tends to suit experienced drivers with savings to fall back on. Lower excess suits anyone who prefers a predictable claim cost. Work out what fits you: https://www.autogen.co.za/blog/finance/why-do-you-have-to-pay-an-insurance-excess/?utm_medium=organic-social&utm_source=meta&utm_campaign=ag-blog-excess #NeverNotThere #RUClaimsReady