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You did the responsible thing. You have medical aid. Then the statement arrives and there's an amount owing, because specialists can charge more than the scheme rate pays. That difference is called the gap. Oneplan Gap Cover exists to close it, from R150 a month. Get a quote. Oneplan Gap Cover is a non-life insurance product, not a medical aid. T&Cs apply. Premiums are risk profile dependent. Bryte licensed Insurer and FSP (17703).