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If an MCA lender just served you papers — stop. Most business owners do one of three things: → Freeze and hope it goes away → Call a debt settlement company that makes it worse → Miss the response window and let a judgment get entered automatically Here's what actually happens if you let a judgment go through: they freeze your business account. Then they come after your personal assets. We've been negotiating directly with MCA lenders since 2018. We know their playbook — and we know exactly what they'll settle for. A contractor came to us with a lawsuit 11 days from judgment. 4 months later he had a $90K line of credit. Business still open. 👇 Free call. 15 minutes. We'll tell you if your window is still open — and what we can do.