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Need funds quickly but don’t want to waste time comparing lenders? Loan Direct gives you access to competitive rates and repayment options from multiple lenders, with a team of financial advisors working behind the scenes to help secure the best deal for you. Apply online in minutes with a 100% paperless process and you could be approved in as little as 1–2 hours.* Borrow up to $75,000 unsecured*. *This example is based on an interest rate of 14.95% and a loan term of 60 months. Our Annual Interest Rates (AIR) range from 9.95% – 32.50% with loan terms of 6 Months to 84 months. This example includes an example Lender Establishment fee of $215 and a Loansmart Fee of $745. Approval subject to responsible lending checks. Loansmart is an Associate Member of the Financial Services Federation, we support and promote responsible financial behaviour in NZ.