Ad copy

Most people think of a retirement annuity as money they won't see until retirement. That's only half the story. Every rand you contribute to an RA reduces your taxable income*. Which means a smaller tax bill - or a bigger refund - this year. The higher your income, the more compelling the maths. *Limits apply. Contributions are deductible up to 27.5% of your taxable income, capped at R460,000 per year. Fynbos is a licensed representative (FSP 51852).