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Security conditions can make or break a claim. If your policy says you need alarms, specific locks, or monitored security — they need to actually be installed, working, and set correctly. I’ve seen claims delayed. I’ve seen claims reduced. All because an alarm wasn’t activated properly. It’s the boring fine-print stuff most people ignore. But it matters when it counts. Insurance companies expect security conditions to be complied with — especially after a break-in or theft. I’m Cohen, your Christchurch business insurance broker. I help Christchurch business owners understand the details that protect their claims when something goes wrong. If you’re not completely sure your security setup matches your policy conditions, call me on 027 304 1215 Or email [email protected] The small details are what protect you when it matters most.