Ironworkers Plan Facebook ad: “FREE IUL Review For Ironworkers”

About this ad

Meta Ad Library ID

2130691480995195

Platforms

Facebook, Instagram and Audience Network

Relaunches

0

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Ad text

Union ironworkers. Here is something most people in the trade never get told clearly. Your union pension is qualified retirement income. That means the IRS treats every single dollar you pull from it in retirement as ordinary income and can tax it the same way your paycheck gets taxed today. After decades of contributions you could be in a higher tax bracket in retirement than you expected. Here is how an IUL works differently and why ironworkers are paying attention to it. An IUL is a permanent life insurance policy with a cash value component that is linked to a market index like the S&P 500. Here is what that actually means in plain language: 📚 When the index goes up your cash value gets credited based on that growth up to a cap 📚 When the index goes down a 0% floor means your cash value does not get a negative credit for that period 📚 Policy charges and fees still apply inside the policy so it is not truly zero cost but your principal is not directly invested in the market 📚 Cash value accessed through policy loans is generally not treated as taxable income as long as the policy stays in force 📚 The death benefit your family receives is generally income tax free This is not a replacement for your pension or your annuity. It is a separate structure that may allow you to build retirement income that is treated differently by the IRS than your qualified plan distributions. Get your FREE custom Ironworker IUL Illustration and see exactly what the numbers look like built around your actual income and situation. 👇 Takes 2 minutes. No pitch. No medical exam.

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FREE IUL Review For Ironworkers 👉

Your pension can get taxed like a paycheck in retirement. See how a properly structured IUL may work differently. Free illustration built around your real numbers in 2 minutes.