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Your costs are rising. Your margins are shrinking. The global economy isn't getting calmer. Stephen Grootes speaks to Nicole Swart, Managing Director of Merchant Capital, about how South African business owners can build resilience, manage cash and costs, and stay ahead of rising input pressures in an increasingly volatile global environment. Listen to the full conversation on #SmallBusinessFocusWithCapitec: https://ow.ly/AyEx50Z1BnL Capitec #Sponsored