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It starts with one missed vendor payment. You tell yourself you'll catch it next week. You do. But the MCA already took their cut. So did the second one. Payroll gets tight. You cover it yourself. Just this once. Six weeks later you haven't paid yourself in four months and you're moving money between accounts on Thursday nights so Friday clears. You're not bad at business. You're trapped in a structure designed to drain you. If your revenue is between $500K and $5M and debt is quietly running the show, there's a way to restructure it. No bankruptcy. No judgment. Learn more about restructuring. See if you qualify.