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Alberta: are debt payments taking over your life? If you’re using one card to pay another, behind on credit cards or CRA, or dreading calls from creditors, there are legal options you may not know about. At MORATAYA Corp., our Licensed Insolvency Trustees don’t give loans. We use Consumer Proposals under Canadian legislation to help reduce unsecured debt by up to 80% and make one affordable monthly payment. We can often help with: credit card debt, CRA tax debt, student loans (conditions apply), bank loans/lines of credit, small business debt and old phone bills.