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A 2% mortgage and a 6% mortgage are not just different rates. They can become a different month. A different year. A different version of what feels possible. On an $800,000 mortgage over 25 years, the difference can be roughly: +$1,764 more every month +$21,163 more every year +$529,000 more over the life of the mortgage That is not just math. That is family plans delayed. Savings interrupted. Stress brought home from the mailbox. A renewal letter that suddenly changes the shape of the next 25 years. If you are a homeowner looking at a renewal that no longer fits your life, pause before you sign. CoveFunding helps struggling Canadian homeowners explore options, understand what choices may still be available, and see what is possible before the pressure becomes too heavy. Covefunding.ca/lower-rate