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“We could have saved $20,000 by refinancing – but we didn’t.” What do you feel when you hear these laments from friends and family? You’d probably resolve not to make the same mistake of ‘forgetting to refinance’. Unfortunately, it’s easier said than done. When you buy a home for the first time, it’s natural to think: After the lock-in period ends, I’ll surely refinance my home loan so I can save money. But inevitably, life kicks in. New job, kids, taking care of family members... Suddenly we don’t have time to diligently monitor the property market like we always said we would. As the US Federal Reserve begins rate tapering from end 2024 through 2025, our own domestic benchmark interest rate SORA is set to hike up in tandem with US rates. When the interest rate on our home loan begins to rise, we’re so busy and distracted by our everyday routines that we don’t even notice. If we are drawing from our CPF to pay off monthly payments, we won’t even see the money disappear from our bank account right? Out of sight, out of mind. Meanwhile, we’re losing thousands of dollars we could have saved by refinancing. But what if I told you that there’s a way to track your mortgage loan AND find the best refinancing options – all without lifting a finger? At Redbrick Mortgage Advisory, we help you shortlist the best low-interest home loans for your refinancing needs across 16 banks, so that you can save thousands of dollars. This is (almost) your last chance to save on interest payments. For all of you who have been waiting for the perfect moment to refinance, it's time to check out what is in store for you now. Most importantly, we’re able to provide our services for free. Banks pay us a standard fee at absolutely no extra cost to you. As the largest mortgage advisory firm in Singapore, we secure $2 billion in home loans every year. Our 6000+ 5-star Facebook reviews can attest to our professionalism and expert knowledge of all things mortgage. If you’d like to get big savings on your mortgage loan but don’t have time to research hundreds of refinancing options, we’re just a click away.