Friedman Law Firm, P.C.Friedman Law Firm, P.C. Facebook ad: “QUALIFYING FOR RAILROAD RETIREMENT DISABILITY”
Ran for 951 days, from December 7, 2023 to July 15, 2026, the last day Crush saw it.
Run by Friedman Law Firm, P.C. on Facebook. Crush is not the advertiser and does not verify its claims. See this ad in Meta's Ad Library(opens in a new tab)
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About this ad
- Meta Ad Library ID
- 379707611198832
- Platforms
- Facebook, Instagram and Audience Network
- Relaunches
- 0
Ad text
QUALIFYING FOR RAILROAD RETIREMENT DISABILITY Railroad Retirement Disability provides comparable disability benefits and Medicare to programs like Social Security, but for Railroad workers and their families. "There are two types of RR Retirement Disability:" TOTAL DISABILITY ANNUITY — To qualify, you cannot be able to work in any capacity and must have a minimum of 10 years of railroad service. You may qualify if you have five to nine years of experience that occurred after 1995 and you met the earnings requirements for Social Security. OCCUPATIONAL DISABILITY ANNUITY — To qualify, you must be disabled from performing your own regular railroad occupation. There is no age requirement for this annuity as long as you have 20 years of creditable railroad service. Otherwise, you must be at least 60 years old and have ten years of railroad service. The main difference between the two is with Total Disability annuity, you must prove you are unable to work in any field. For Occupational Disability, you only need to prove you can no longer perform your current railroad occupation. HOW MUCH WITH MY RR DISABILITY ANNUITY BE? "Tier I & Tier 2" Railroad Retirement benefits are separated into two tiers. Tier I is the amount you would get from Social Security Disability. Tier II is an additional disability benefit similar to a pension plan. Tier II benefits are based on the employee’s salary and years of service. Tier II benefits are calculated as follows: (employee’s highest earnings over 60 months x number of years of service) x 0.007 According to the Railroad Retirement Board (RRB), “The average age annuity being paid by the Railroad Retirement Board (RRB) at the end of fiscal year 2021 to career rail employees was $3,815 a month, and for all retired rail employees the average was $3,045. The average age retirement benefit paid under social security was approximately $1,550 a month.” If you need assistance applying for or appealing your Railroad Disability, call us at 205-989-3033 for a free case consultation.
