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DPC + HDHP = Affordable coverage for emergencies • Unlimited access for everyday care ㅤ Trying to decide which insurance plan is best for your family during Open Enrollment? ㅤ Here’s a chart to help you make the decision that's right for you. ㅤ HMO (Health Maintenance Organization) ✔️ Lower premiums, smaller network ❌ Must stay in-network and get referrals for specialists ㅤ PPO (Preferred Provider Organization) ✔️ Freedom to see any provider, no referral needed ❌ Higher monthly premiums, higher deductibles ㅤ DPC + HDHP (High-Deductible Health Plan) + DPC ✔️ Lower monthly premium ✔️ DPC covers everyday care with unlimited access, longer visits, and no surprise bills ✔️ Insurance protects you for major medical events 💡 New for 2026: HSA funds can be used to pay for DPC memberships and counts towards your yearly deductible! ㅤ If you’re rethinking your plan during Open Enrollment, we can help you figure out what fits your family best. ㅤ Book a Free Consultation — link in bio.