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Should You Wait Till MOP Before Understanding Your Property Options? Many home owners wait till after fulfilling their 5-year MOP, before exploring their potential resale and upgrading options. However in most cases, it’s actually more beneficial to start on your research earlier (around 3 months before MOP). The exploration and research can take time, so starting early can give you a head start on your property plans. Which is what I’m helping my client to do here. I’m glad that I got the chance to share more about his future property options before his MOP date, so that he can expedite his future goal. These are the 2 key details I revealed during our consultation: 1. Why is it essential for home owners to restructure their finances, so as to better cope with the rising cost in daily living and to ensure housing remains affordable in your later years in life. 2. Should home owners restructure their loan via selling and buying of another property to ensure long term affordability of housing? Especially since our earning power starts to get lower as we age. If you have similar concerns or queries, feel free to drop me a PM! Even if you haven’t fulfilled MOP yet, not to worry. It’s always better to start planning early! Click on the link below if you would like to understand more on how HDB transaction is being process ==> https://jefftan-propnex.com/hdb-to-hdb/