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Is your teenager ready for the real world of money? Get them there with The Mandy Money Book. They get access to 167 life-changing real world money concepts, answered in an illustrated, Aussie, head-ache free format 👇 1. The Big Question... What Actually Is Money? 2. What Does It Mean To "Learn About Money"? 3. Why Is Learning About Money Important? 4. What Actually Is Budgeting? 5. Why Am I Budgeting At School? 6. How Do I Structure a Budget Plan? 7. What Is My Personal Financial Ecosystem? 8. What Budgeting Maths Do I Need? 9. How Do I Build A Weekly Budget? 10. How Do I Use My Weekly Budget In My Real Life? 11. What Expenses Will I Have At Different Life Stages? 12. How Do I Predict & Plan My Expenses? 13. Do I Need It Or Want It? Should I Buy It? 14. How Do I Track My Spending? 15. How do I interpret shopping prices? 16. How Do Make Purchase Decisions? 17. How Do I Shop Online Responsibly? 18. How Do I Reduce Spending? 19. How Does Australia's Superannuation System Work? 20. What Is The Super Guarantee? 21. How Does The Super Guarantee Maths Work? 22. What Are The Pros & Cons Of Super In Australia? 23. What Actually Is a Super Fund? 24. How Does Super Fund Investment Work? 25. How Do Super Returns & Fees Impact My Super? 26. How Do I Calculate Net Returns? 27. How Do I Research For a Super Fund? 28. How Do I Compare Super Funds? 29. How Do I Apply For a New Super Fund? 30. How Do I Pick My Super Fund Investment Options? 31. What Actually Is Tax? 32. How Does Tax Work? 33. How Is Tax Used In Economics? 34. What Are Your Thoughts On Tax? 35. What Is Income Tax? 36. How Does Tax Impact My Job? 37. How Does The Progressive Tax System Work? 38. What Documents Do I Need To Sort My Tax? 39. How Do Tax Returns Work? 40. How Can I Lower My Tax Bill Through Deductions? 41. What's The Difference Between a Tax Bill & Return? 42. How Do You Actually Submit a Tax Return? 43. If I Earn Enough, Surely I Don't Need To Budget? 44. How Do I Build a Monthly Budget? 45. How Do I Use Excel To Budget Plan? 46. How Do I Build a Long Term Budget? 47. How Do I Budget When Things Don't Go To Plan? 48. How Do I Interpret Banking Data? 49. How Do I Review My Budget? 50. Why Is It Worth Taking The Time To Set Goals? 51. How Do I Make My Goals Meaningful? 52. How Do I Figure Out My North Star, My Purpose? 53. Why Should I Practice Delayed Gratification? 54. Why Does Saving Even Matter? 55. How Do I Set SMART Money Goals? 56. How Do I Build Savings Into My Budget? 57. How Do I Become Better At Saving? 58. What Career Options Are Available To Me? 59. What Job Or Career Should I Choose? 60. How Do Study Loans Work? 61. What Skills Will I Need For The Future Of Work? 62. What Is The Process Of Getting a Job? 63. How Do I Put Together an A-Class Resume? 64. How Do I Write an A-Class Cover Letter? 65. How Do I Ace My Job Interview? 66. How Do I Communicate Who I Am In 30 Seconds? 67. How Do I Prep For Job Interview Questions? 68. What Do I Need To Look For Before Signing My Job Contract? 69. How Is My Pay Check Impacted by Tax & Super? 70. What Admin Obligations Do I Have When Starting a New Job? 71. How Do I Interpret My PaySlip? 72. How Do I Buy A Car? 73. What Costs Does Owning & Insuring a Car Involve? 74. What Is The True Cost Of Car Ownership? 75. How Do I Buy Tech? 76. How Do I Choose A Phone Plan? 77. How Much Does It Cost To Travel? 78. How Do I Set-Up a Holiday Budget? 79. How Do Exchange Rates Impact My Travels? 80. How Do I Travel Smart? 81. How Much Does It Cost To Move Out Of Home? 82. Should I Buy My Home Or Rent? 83. How Do I Move Out Of Home? 84. How Do I Pay & Split Bills With Housemates? 85. Why Does Budgeting Become Important Once I Leave School? 86. What Are Fixed & Variable Expenses? 87. How Do I Build Fixed & Variable Expenses Into My Budget? 88. How Do I Level Up My Ecosystem? 89. How Do I Build a Year-Long Budget? 90. How Do I Use My Budget In Real Life? 91. Can I See A Budget In Action? 92. What Actually Is Interest? 93. How Does A Bank Work? 94. How Do Interest Rates Impact Inflation? 95. How Are Interest Rates Decided? 96. What's The Difference Between Compound & Simple Interest? 97. How Do I Calculate Compound Interest? 98. How Is Interest Both "Good" and "Bad"? 99. How Do I Choose Whether To Invest Or Pay Off Debt? 100. What Are Financial Products? 101. What Financial Products Help Me Grow My Money? 102. What Financial Products Help Me Borrow Money? 103. What's a Neutral Product That Lets Me Store Money? 104. Why Are Banks Useful & Which One Do I Choose? 105. How Do Bank Accounts Work? 106. Which Products Do I Choose For My Ecosystem? 107. How Does Money Contribute To An Unequal World? 108. How Does Economic Policy Play A Role In Creating Equity? 109. Why Can't We Fix Social Inequalities Overnight? 110. How Do We Solve Social Inequalities Using The IEEJ Scale? 111. How Does Money Impact My Mental Health? 112. What Shapes My Money Mindset? 113. What Does A Healthy Money Mindset Look Like? 114. How Do I Build A Healthy Relationship With Money? 115. What Is Insurance? 116. How Do I Pay For Health Services? 117. What Is Private Health Insurance? 118. What Rights Do I Have As a Consumer? 119. How Do I Spot & Deal With Scams? 120. What Can I Do To Avoid Scams? 121. Are The Gambling Odds Ever In My Favour? 122. How Do I Organise My Money & Admin Life? 123. How Do I Use MyGov & MyID? 124. Where Do I Go & Who Do I Ask For Help With My Money? 125. What Actually Is Wealth? 126. How Does Wealth Building Work? 127. How Do My Choices Impact My Long Term Financial Freedom? 128. How Do I Begin My Wealth Building Journey? 129. Is Being Employed The Only Way To Make Money? 130. How Can I Make Extra Money? 131. How Do I Build An Entrepreneurial Mindset? 132. Why Can't My Partner Or Parents Be My Wealth Plan? 133. What Actually Is Debt? 134. When Do I Use Debt? When Do I Not? 135. What Are Principal, Interest, Fees? 136. What Is A Credit Score And Why Does It Matter? 137. How Do Bank Loans Work? 138. How Do Credit Cards Work? 139. How Does Buy Now Pay Later Work? 140. How Do Pay Day Loans Work? 141. How Do I Choose The Right Debt? 142. How Do I Get The Best Deal For A Loan? 143. How Can I Be Smart With Debt? 144. How Do I Recover From Debt? 145. What Actually Is Investing? 146. Why Is Investing Worth My Time? 147. How Do Key Investing Concepts & Terms Fit Together? 148. What Does Investing Look Like At Different Life Stages? 149. How Do I Measure an Investment's Performance? 150. How Do I Make Sense Of Investing Numbers? 151. How Do I Interpret Investing News? 152. How Risky Is My Investment? 153. What About Crypto Currency? 154. What Is a Diverse Investment Portfolio? 155. What Is an Investment Fund? 156. How Do I Invest Into a Fund? 157. What Are Shares? 158. What Is The Share Market? 159. How Can Shares Earn Me Money? 160. How Do Shares Change Value? 161. How Do I Choose Shares To Buy? 162. How Do I Invest Ethically? 163. When Do I Buy & Sell Shares? 164. What Is The Property Market? 165. How Do I Buy a Property? 166. How Do Investment Properties Work? 167. How Do I Choose An Investment Property? Get your teenager's copy of 📙 The Mandy Money Book to get life changing answers to these key money questions: https://mandymoney.com.au/products/the-mandy-money-book