yuu Facebook ad: “【要捉緊稅季時機】唔好等退休先後悔！”

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【🤔咩人需要買年金?】 如果你有以下財務需要💰，不妨了解更多！ 1️⃣35-55歲，有退休儲蓄目標嘅中產人士 延期年金嘅儲蓄＋自製退休現金流特性，可以幫助你準備退休嘅積蓄，達到退休🏌️後嘅目標。 2️⃣有稅務規劃需求人士 揀合資格延期年金（QDAP），可申報扣減薪俸稅或個人入息課稅項目，對香港打工族🧑‍💻嚟講，既有機會交少啲稅，又可以儲足彈藥退休，一舉兩得！ 3️⃣希望退休後有穩定嘅現金流人士 擔心通脹、長壽風險、股市波動？延期年金透過分期供款、鎖定收益的方式💵，幫你設定清晰的領取期與入息模式（如終身月領、固定年限等），部份產品更設有保證內部回報率，咁就唔驚冇保障啦！ 🎯只要喺2026年3月31日前成功投保恒生保險「易入息」延期年金計劃 （100%全保證），就可於2025/2026稅務年度就合資格保費申請扣稅，每課稅年度可慳高達HK$10,200*💰。 🎯經yuu保險成功投保更可賺高達280,000積分🎉！ 即刻開yuu App了解更多！https://a.yuu.hk/49Y4EZN *恒生保險「易入息」延期年金計劃（100％全保證）由保監局認可成為合資格延期年金保單。惟此認証並不表示官方推介，亦並不表示閣下可就為本產品所支付的保費作出稅務扣減。本產品所提供的任何稅務信息僅供參考，閣下不應僅根據此類信息做出任何與稅務相關的決策。請注意符合稅項扣除條件之淨保費不包括保費徵費，並為扣除任何推廣優惠（如保費折扣、保費豁免、推廣計劃下的額外信用卡獎賞積分（包括+FUN Dollars 、yuu積分及其他類似性質的禮遇和獎賞））後所到期及支付的淨保費，實際稅務利益會根據閣下自身的狀況（如薪金收入、應評稅利潤等）而有所不同。如閣下有任何疑問，請務必諮詢專業稅務顧問。本文件的任何內容均不得詮釋為恒生保險提供的稅務或法律建議。有關適用於合資格延期年金保單稅務優惠的進一步資料，請參閱 www.ia.org.hk 。請注意，合資格延期年金保單須在3月31日或之前成功簽發並獲恒生保險收妥應繳保費，相關保單資料才會顯示在該課稅年度的合資格延期年金保單年度摘要。 受條款及細則約束，請注意相關產品風險。以上資料由yuu提供，只供參考，有關計劃的詳情，請參閱保單條款及細則和不保事項。恒生保險「易入息」延期年金計劃（100％全保證）由恒生保險承保。恒生保險為恒生銀行有限公司全資附屬機構。DFI Development (HK) Limited 為一間登記於香港保險業監管局及獲授權保險公司委任的持牌保險代理機構（牌照號碼：GA1026）。 === 【🤔Wonder if a Deferred Annuity is right for you?】 Learn more if you have one of the following needs.💰 1️⃣Mid-career professionals (aged 35-55) with retirement goals A deferred annuity's features — mandatory savings combined with a dependable retirement cash flow — can help prevent you from rapidly depleting your savings after retirement🏌️, ensuring a better quality of life in your later years. 2️⃣Individuals seeking tax planning benefits By choosing a Qualifying Deferred Annuity Policy (“QDAP”), you can apply for deductions on your salaries tax or personal assessment. For Hong Kong's working population🧑‍💻, this is a win-win: you pay less tax now while building sufficient reserves for retirement later! 3️⃣Those who desire a stable retirement cash flow Worried about inflation, longevity risk, or market volatility? A deferred annuity helps you set a clear payout💵 period and income model (such as lifelong monthly income or a fixed term) through instalment contributions and locked-in returns. Furthermore, some products offer a Guaranteed Internal Rate of Return (IRR), giving you greater security and peace of mind! 🎯Before 31 March 2026, you can apply for tax deductions for qualified premium in the tax year of 2025/2026 to save up to HK$10,200 each assessment year＊ by successfully applying for the Hang Seng Insurance eIncomePro Deferred Annuity Plan (100% Guaranteed). 🎯What’s more, you can earn up to 280,000🎉 Points via yuu Insure! Learn more in yuu App now! https://a.yuu.hk/49Y4EZN *Hang Seng Insurance eIncomePro Deferred Annuity Plan (100% Guaranteed) is certified by the Insurance Authority (“IA”) as QDAP. Nonetheless, certification by IA does not imply official recommendation nor does it necessarily mean you are eligible for tax deduction available for QDAP premiums paid. Any general tax information provided is for your reference only, and you should not make any tax-related decisions based on such information alone. Please note that the amount of net premium due, paid and qualified for tax deduction purpose does not include levy and is after deducting any marketing offers (e.g. premium discount, premium waiver, and extra credit card reward points (including +FUN Dollars, yuu Points, and other gift and reward with similar nature) under tactical programs), and the actual tax benefits of this policy would depend on personal tax position (e.g. salaries income and assessable profits). You should always consult with a professional tax advisor if you have any doubts. Further information on tax concessions applicable to QDAP may be found at www.ia.org.hk. Please note, for new applications, only QDAP policies issued and with premiums received by Hang Seng Insurance on or before 31 March will have their policy details included in the Annual Summary of Qualifying Deferred Annuity Policy for that relevant tax assessment year. Terms and conditions apply. Please note the relevant product risks. The above information is provided by yuu for reference only. For the plans’ details, please refer to the terms and conditions and exclusions of the policy. Hang Seng Insurance eIncomePro Deferred Annuity Plan (100% Guaranteed) is underwritten by Hang Seng Insurance. For details, please visit yuu Insure website or yuu App. Hang Seng Insurance is authorised and regulated by the IA in Hong Kong, and is a wholly-owned subsidiary of Hang Seng Bank Limited. DFI Development (HK) Limited is an authorised insurance agency (License number: GA1026). #yuu #yuuApp #yuu獎賞 #Downloadyuu #未來有保障 #今日有獎賞 #yuuInsure #yuu保險 #申請扣稅 #延期年金

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【要捉緊稅季時機】唔好等退休先後悔！