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Borrowing doesn’t have to be stressful. Loan Direct helps you access fair loan options from multiple lenders, with repayment choices to match your budget. Our team of financial advisors are here to help you find the best rate available for your situation quickly and with no hassle. Apply online in minutes with a paperless process, and borrow up to $75,000 unsecured*. *This example is based on an interest rate of 14.95% and a loan term of 60 months. Our Annual Interest Rates (AIR) range from 9.95% – 32.50% with loan terms of 6 Months to 84 months. This example includes an example Lender Establishment fee of $215 and a Loansmart Fee of $745. Approval subject to responsible lending checks. Loansmart is an Associate Member of the Financial Services Federation, we support and promote responsible financial behaviour in NZ.