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Need a loan, but want to make sure you’re getting the best possible option? Loan Direct helps you access great rates and repayment options from multiple lenders - without the stress of shopping around. Our team of financial advisors will work with you to find a loan that fits your budget, and keep the process simple from start to finish. Apply online in minutes with a paperless process, and you could receive a decision within 1–2 hours.* Borrow up to $75,000 unsecured*. *This example is based on an interest rate of 14.95% and a loan term of 36 months. Our Annual Interest Rates (AIR) range from 9.95% – 32.50% with loan terms of 6 Months to 84 months. This example includes an example Lender Establishment fee of $215 and a Loansmart Fee of $495. Approval subject to responsible lending checks. Loansmart is an Associate Member of the Financial Services Federation, we support and promote responsible financial behaviour in NZ.