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Cover Bokkie

Cover Bokkie Facebook ad: “The reason your car insurance gets more expensive every…”

Ran for 44 days, from August 7 to September 20, 2026, the last day Crush saw it.

Run by Cover Bokkie on Facebook. Crush is not the advertiser and does not verify its claims. See this ad in Meta's Ad Library(opens in a new tab)

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About this ad

Meta Ad Library ID
4472389519702784
Platforms
Facebook, Instagram, Messenger and Threads
Relaunches
0

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Ad text

My car is four years old. It loses value every single year. So does yours. But last month my insurance went up. Again. I called them. Asked why. They gave me words. Not answers. Something about inflation. Something about repair costs. Something about "market adjustments." I didn't understand it. And I don't think they wanted me to. Because here is the thing nobody in the insurance industry will say out loud. Your car gets cheaper every year. Their bills get bigger every year. And you are the one who pays the difference. Every single month. While your car sits in the same parking spot. Driven by the same driver. Insured for less than it was worth last year. I was angry. But not angry enough to do anything about it. Not yet. Because switching insurance feels like a mission. Forms. Phone calls. Explaining everything again to someone new. Being sold something you don't understand. So I did what most people do. I complained to my wife. She agreed it was unfair. We moved on. The debit order went off the next month. Same story. This went on for two years. Two years of "I'll sort it out this weekend." Two years of watching that number go up while my car went down. Then one day I actually checked. Not a big mission. Not a stack of forms. Just a few quick questions about my car and my cover. Took me less than thirty seconds. The number I saw made me want to cry. R400 less. Every single month. That is R4,800 a year. For two years I paid R9,600 more than I needed to. Not because I had to. Because I never checked. My insurer was never going to call me and say "hey we found you a better deal." That is not how this works. They make money when you stay. They make more money when you don't question it. Your loyalty is not rewarded in this industry. Your silence is. Every month you don't check, that gap between what you pay and what you should pay gets wider. Your car gets older. The parts get more expensive. They adjust your premium up. And because you've been with them for years and you trust the name and switching feels like a headache — you just pay it. I was you. I am not anymore. I checked. I switched. I am R400 better off every single month. And the thing that gets me — the thing I still think about — is how simple it was. Thirty seconds. That is all it took to find out I had been overpaying for years. If your car is more than two years old and you have not checked your premium recently — you owe it to yourself to just look at the number. Not to switch. Not to commit to anything. Just to know. Because right now you don't know if you're paying the right amount or the wrong amount. And your insurer is very comfortable with you not knowing. Link is below. Check your number.

quiz.coverbokkie.co.za

The reason your car insurance gets more expensive every year has nothing to do with your car and everything to do with the fact that you have never checked

Learn more: quiz.coverbokkie.co.za(opens in a new tab)

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